Q: I can't get any banks to open a merchant account for me. I have plenty of money for the fees and stuff. My credit is flawless but they still won't deal with me because I do porn. What's the matter with them? Isn't my money good enough for them?

A: Unfortunately, you may never get a bank to deal with you since you're in the adult entertainment business. Have you considered an Internet Payment Service Provider? IPSPs (AKA: third-party billers) already have merchant accounts and can set you up with a shopping cart so you can take credit card payments from your site. They charge a fee for this service but considering that chargeback penalties can be in the tens of thousands of dollars, the fee is a bargain. Check out the Billing Services Listings on Cozy Frog to learn about IPSPs.